Terms and Conditions

Agreement to Terms

These Terms and Conditions (the “Agreement”) govern your access and use of our services. By using our website or applications, you agree to be legally bound by this Agreement. If you do not agree, please do not use our services. We may update this Agreement at any time, and the latest version will be posted here.

Eligibility

You must be at least 18 years old or of legal age in your jurisdiction to form a binding contract. By accessing the services, you represent that you meet these requirements. If you act on behalf of an entity, you warrant you have authority to bind that entity to this Agreement. We reserve the right to verify eligibility.

Account Creation and Security

Some features require you to create an account with accurate and current information. You are responsible for maintaining the confidentiality of your login credentials. You agree to notify us promptly of any unauthorized account access. We may suspend or terminate your account if we suspect any breach of security.

User Conduct

You agree not to misuse the services or help others to do so. Prohibited conduct includes hacking, unauthorized scraping, distributing malware, and spamming. You also agree not to infringe the intellectual property rights of others. We may remove or disable access to content that violates this Agreement.

Content Ownership

All content provided through our services is owned by us or our licensors and is protected by copyright and other intellectual property laws. You are granted a non-exclusive license to access and use the content for personal or internal business purposes. You may not copy, modify, distribute, or create derivative works without permission. All rights not expressly granted are reserved.

Payments and Refunds

Fees for premium features are posted at the time of purchase. All payments are non-refundable unless required by law or expressly stated otherwise. We reserve the right to change pricing or introduce new fees, with notice to users. Unpaid fees may result in suspension of paid features.

Warranty Disclaimer

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE.

Limitation of Liability

EXCEPT WHERE PROHIBITED BY LAW, OUR AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THIS AGREEMENT SHALL NOT EXCEED THE FEES YOU HAVE PAID IN THE PRIOR TWELVE MONTHS. WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES. THIS LIMITATION APPLIES EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify, defend, and hold harmless our company and its affiliates from any claim, demand, or damage arising out of your violation of this Agreement or your use of the services. We will notify you of any claim and provide you with reasonable assistance. This obligation survives termination.

Governing Law

This Agreement is governed by the laws of the jurisdiction where our company is headquartered, without regard to conflict-of-law rules. Any disputes will be resolved exclusively in the courts of that jurisdiction. You consent to personal jurisdiction and venue there.

Force Majeure

We will not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, or telecommunications failures. In such events, we will attempt to resume performance as soon as possible. This clause does not excuse payment obligations.

Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and our company regarding the services. Any prior agreements, promises, or representations are superseded by this text. No waiver of any provision will be effective unless in writing. Headings are for convenience only.